Land Questions - What to Consider When Buying

Posted by Marisa Owen on Tuesday, February 9th, 2021 at 9:25am.

What things should you consider when buying land? There's actually quite a few things you should research and understand!

Here's a list to get us started (and this is just the tip of the ice berg):

  • Budget - What is your max budget? 
  • What are land loan requirements?
    {Many land lenders are requiring a minimum of 30% down, you might get lucky with only 25% down required.}
  • Builder - Have you spoken to any builders?
    {Don't be shocked if you have to follow up a few times to get a response.}
  • What are build costs right now? 
  • Does the lot have an existing well and septic? Have you budgeted for a well and septic?
    {Digging a well can be $10K-$15K or more if the vendor has to dig far down. Septics can be $10K-$20K depending on the location, grade, size, etc.}
  • What is the lot zoned? 
  • What do the zoning regulations allow you to do with the property?
  • What building specs are allowed and how many dwellings? 
  • Can you run a business? 
  • Is there good access to the property? 
  • If it is limited access, what type of vehicle do you need to access the property? 
  • Is there a road to the property? 
  • Are animals allowed?
  • What does the HOA cover? What are the fees?
  • Are there any water rights to the property? 
  • What do nearby comps look like? 
  • How far can you push your budget to maximize resale value? 
  • What is the minimum lot size you are interested in?
    {Finding land in Bozeman for an affordable budget can be quite difficult. So please do communicate the minimum size so you can see more than less options} 

In today's real estate market, if you are interested in purchasing a home, land, or selling, you need to make sure you are connected with a Top Agent  to help you navigate the buying process. Contact Realtor, Marisa Owen, at (925) 785-2596. I would be happy to walk you through how to buy land and all of the moving parts.

Marisa Owen - Realtor 
Cell: 925.785.2596
Email Marisa@BuyBozemaHomes.com
Website: Marisa.BuyBozemanHomes.com

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Land in Belgrade & more... under $1,000,000

68 Properties Found. Page 1 of 2.
Photo of Listing #324048

Tbd Jct Norris & River Rds Roads, Bozeman

$60,000 - 1 Acres

MLS® # 324048

Photo of Listing #344875

Lot 30 Battle Ridge Ranch, Bozeman

$75,000 - 20 Acres

MLS® # 344875

Photo of Listing #300659

Lot 21-12 Bonanza Trail, Manhattan

$79,900 - 20 Acres

MLS® # 300659

Photo of Listing #300642

Lot 21-14 Little Jo Trail, Manhattan

$99,000 - 20 Acres

MLS® # 300642

Photo of Listing #355474
New Listing

1302 Rizzo Lane, Belgrade

$109,900

MLS® # 355474

Photo of Listing #355475
New Listing

1304 Rizzo Lane, Belgrade

$109,900

MLS® # 355475

Photo of Listing #354192

Parcel 3 Livingston Peak Road, Livingston

$129,000 - 21 Acres

MLS® # 354192

Photo of Listing #314063

Tbd Headwaters Road, Manhattan

$135,000 - 20 Acres

MLS® # 314063

Photo of Listing #346428

Lot 3 Battle Ridge Ranch, Bozeman

$140,000 - 20 Acres

MLS® # 346428

Photo of Listing #346413

Lot 36a Battle Ridge Ranch, Bozeman

$150,000 - 20 Acres

MLS® # 346413

Photo of Listing #346430

Lot 29a Battle Ridge Ranch, Bozeman

$150,000 - 20 Acres

MLS® # 346430

Photo of Listing #354935

Tbd W Centennial Village Commercial Land Drive, Manhattan

$175,000 - 1 Acres

MLS® # 354935

Photo of Listing #355146
New Listing

Lot 139 Tbd Horse Shoe Gulch Road, Manhattan

$175,000 - 20 Acres

MLS® # 355146

Photo of Listing #354626

Lot 188 Gallatin River Ranch, Manhattan

$180,000 - 20 Acres

MLS® # 354626

Photo of Listing #355173
New Listing

Lot 57 Horseshoe Gulch Road, Manhattan

$185,000 - 20 Acres

MLS® # 355173

Photo of Listing #344100

403 Southwood Drive, Belgrade

$189,000 - 3 Beds, 1,136 Sf

MLS® # 344100

Photo of Listing #314168

Lot 60 Tbd Horse Shoe Gulch Road, Manhattan

$200,000 - 20 Acres

MLS® # 314168

Photo of Listing #350436

1109 Hilltop Road, Manhattan

$200,000 - 20 Acres

MLS® # 350436

Photo of Listing #354534

Lot 156 Gallatin River Ranch, Manhattan

$200,000 - 20 Acres

MLS® # 354534

Photo of Listing #346892

Tbd Cliffview Rd, Manhattan

$225,000 - 20 Acres

MLS® # 346892

Photo of Listing #350035

Lot 166 Tbd Clover Lane, Manhattan

$235,000 - 20 Acres

MLS® # 350035

Photo of Listing #354904
New Listing

250 N River Connection Road, Manhattan

$235,000 - 20 Acres

MLS® # 354904

Photo of Listing #346501

Lot 26 W Durston, Bozeman

$240,000

MLS® # 346501

Photo of Listing #354737
New Listing

54200 Gallatin, Gallatin Gateway

$249,000 - 1 Acres

MLS® # 354737

Photo of Listing #350036

Lot 159 Tbd Clover Lane, Manhattan

$249,900 - 20 Acres

MLS® # 350036

Photo of Listing #354338
New Listing

Lot 170 Tbd Horse Thief Trail, Manhattan

$250,000 - 20 Acres

MLS® # 354338

Photo of Listing #354337
New Listing

Lot 171 Tbd Horse Thief Trail, Manhattan

$250,000 - 20 Acres

MLS® # 354337

Photo of Listing #349417
New Listing

Lot 283 Tbd Clearwater Trail, Manhattan

$275,000 - 20 Acres

MLS® # 349417

Photo of Listing #354755

1426 Windrow Drive, Bozeman

$280,000

MLS® # 354755

Photo of Listing #354710
New Listing

4162 Tanzanite Drive, Bozeman

$299,990

MLS® # 354710

Photo of Listing #346914

Lot 1 Timbercrest Estates, Lot 1, Tract 3529, Bozeman

$315,000 - 10 Acres

MLS® # 346914

Photo of Listing #354616

818 W Gallatin Street, Livingston

$315,000

MLS® # 354616

Photo of Listing #350729

177 Silver Run Drive, Gallatin Gateway

$329,000

MLS® # 350729

Photo of Listing #349923

Tbdd Lupine Lane, Livingston

$335,000 - 21 Acres

MLS® # 349923

Photo of Listing #350541

1155 Colt Road, Bozeman

$350,000 - 10 Acres

MLS® # 350541

Photo of Listing #354240

1460 Windrow Drive, Bozeman

$350,000

MLS® # 354240



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The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information is deemed reliable; however, it is not guaranteed and should be independently verified. Real Estate offerings are subject to error, omissions, prior sale, change, withdrawal without notice and approval of seller. Properties are provided courtesy of Big Sky Country MLS.